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Comprehensive Health Insurance Plans

Optima Restore Individual Health Insurance Plan

Optima Restore comprehensive health insurance plan is tailor-made for you and only you! This unique health insurance plan reinstates the sum insured on partial or complete utilisation of the health

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Optima Restore Individual Health Insurance Plan
This plan offers the choice to the Master Policyholder to define the proportion of premium to be allocated to the 2 funds available. The asset composition of each fund is as detailed.

Reasons to choose Optima Restore Individual Health Plan


What is covered in Optima Restore Individual Health Plan ?



What is not included in Optima Restore Individual Health Plan ?


Waiting Periods

Product Features

Alternate Treatment

Alternate Treatment

You deserve the best and the latest medical treatments. So our Optima Restore covers advanced procedures like robotic surgeries, stem cell therapy, and oral chemotherapy.

Health Checkups

free medical health checkup

On every renewal you can avail free medical health checkup, we go a step ahead and care for your overall well-being

Day Care Treatments

day-care

Medical advancements help in wrapping up urgent surgeries and treatments in less than 24 hours, and guess what? We cover all your daycare procedures.

Post-Hospitalization

180 days

Your costs for diagnosis and follow up consultations, are covered too. post-discharge expenses till 180 days are included..

Pre-Hospitalization

60 days

Your costs for diagnosis and follow up consultations, are covered too. All your pre-hospital admission expenses up to 60 days,

Ambulance Charge

Rs. 2000 per hospitalization

If you need to, rush to a hospital in case of an emergency. Your ambulance costs are covered up to Rs. 2000 per hospitalization

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